Mobile banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet. Unlike the related internet banking it uses software, usually called an app , provided by the financial institution for the purpose. Mobile banking is usually available on a hour basis. Some financial institutions have restrictions on which accounts may be accessed through mobile banking, as well as a limit on the amount that can be transacted. Mobile banking is dependent on the availability of an internet or data connection to the mobile device.
How to Recognize and Report Spam Text Messages
How to Recognize and Report Spam Text Messages | FTC Consumer Information
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Messaging apps a. Many such apps have developed into broad platforms enabling status updates, chatbots , payments and conversational commerce e-commerce via chat. They are normally centralised networks run by the servers of the platform's operators, unlike peer-to-peer protocols like XMPP. The popularity of certain apps greatly differ between different countries. Certain apps have emphasis on certain uses - for example Skype focuses on video calling , Slack focuses on messaging and file sharing for work teams, and Snapchat focuses on image messages.