Credit score affect dating

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Does Marrying Someone With Bad Credit Affect My Credit Score?

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Does Marrying Someone With Bad Credit Affect My Credit Score?

Dana Anspach is a Certified Financial Planner and an expert on investing and retirement planning. Credit scores serve several purposes. With a good credit score , you can get loans faster, receive the most favorable lending rates, and have easier access to credit to buy homes, educations, business ventures, or access funds for everyday purchases. Your credit score could affect your insurance rates and potential employers may check your credit while considering you for a job.
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Marriage and Credit Scores: 5 Things You Should Know

It doesn't matter if the person you're marrying has sterling credit and could get an issuer's black card just by asking for it or if their credit is a casualty of identity theft, divorce or years of neglect. Your previous credit history has absolutely no impact on that of your partner if you get married. Everyone has their own credit report and scores, even if they live in a community property state. Everyone's credit reports are attached to their Social Security number.
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There is nothing wrong with wanting to know how a potential partner handles their finances. And there's nothing wrong with asking about it during the dating phase. But is it really okay to ask for a credit score on the first date? Many people are doing just that these days.
Comments

(9)

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15.02.2021

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